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Representative Example for Personal Contract Purchase (PCP): Cash price £18,995.00, Annual Interest Rate (fixed) 5.14% p.a., with a representative 9.9% APR, total amount of credit £18,995.00, deposit of £0.00, an initial payment of £340.31, followed by 47 monthly payments of £340.31 with a final payment of £8,003.75, total amount payable is £24,338.63, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return