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Article Index
Motability
How the Motability Scheme Works
Motability Schemes
Eligibility
Useful Downloads
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The Motability Charity - Helping to give people their independence

The Motability charity was set up in 1977 to help disabled people, their families and carers get mobile – and give them that feeling of independence that’s so important.

Ford was there at the very beginning, as one of the founding motor manufacturers. Since then, Ford Mobility has supplied over half a million Motability vehicles.

Our award-winning cars are versatile, roomy, stylish and good to drive. You can also take advantage of our large support network of Motability accredited Dealers and benefit from the service of over 800 dedicated Motability Specialists. But first, find out more about how the scheme works and whether you’re eligible.

How the Motability scheme works

Whether you choose to use the Contract Hire or the Hire Purchase schemes, here are the three simple step to go through:

Step 1. Choose your car

Your Ford Motability Specialist can help you choose the car to suit you best. It is important you experience our cars first hand, and your Ford Dealer can arrange either an accompanied test drive, or a test ride if you’re going to be the passenger. We can also organise home visits.

Things you’ll need to consider include:

Can you get in and out of the car easily enough?
Is there enough room for everything you need to carry with you (e.g. mobility aids, wheelchairs, etc.)?
Can you use the controls easily as they are, or do they need to be modified for you?

Step 2. Place your order

When you’ve decided on your car, your Dealer will set up your agreement by entering your details, and those of the car, onto Motability online. The price is now guaranteed against that vehicle from this point. A wide range of adaptations can be ordered at this stage and these will be ready for you when you collect your car. Motability check your eligibility with the Department of Work and Pensions and confirm back to your Dealer (usually within 48 hours) that they can place an order for your vehicle with Ford.

Your Dealer will then be able to advise you when your new car will be delivered – which could be as little as a few weeks.

Step 3. Collect your car

Once your delivery date is confirmed, your Dealer will finalise your insurance, loss and damage protection details.

When you go to collect your car, they will give you a thorough handover so you are familiar with the key features. You’ll also need to sign the hire agreement between yourself and Motability Operations, to finance your car.

Finally, if you have an Advance Payment, this will need to be paid to the Dealer (in one lump sum). Your tax disc will be provided with your car, while Motability Operations will hold the V5 document.

You are now free to enjoy your new car from Ford Mobility.

Motability Schemes

Motability Schemes. Which is best for you?

There are two different schemes available: Contract Hire and Hire Purchase. The most popular option is the Contract Hire scheme. The differences are listed below. If you’re not sure which one would suit you best, your Ford Dealer will be more than happy to help you choose. They’ll also be able to process the application and organise all the paperwork for you.

Contract Hire

This is probably the most straightforward and flexible option – which is probably why it’s more popular. You simply assign your allowance to Motability and get a brand new car every three years. Your allowance covers most of the running costs. All you have to do is fill your car with fuel.

Your agreement includes:

A brand new Ford of your choice every three years
Insurance, loss and damage protection, personal accident cover for named drivers and passengers
Servicing, maintenance and repairs at your Ford Dealer
Full breakdown assistance from the RAC
Window and windscreen replacement at no extra cost
A 60,000 mile allowance during the three years
Free replacement tyres fitted by Kwik-Fit
The most popular adaptations arranged through your Motability accredited Ford Dealer

There are many vehicles available at no additional cost to your allowance, but if you do want a higher specification vehicle or one of our larger cars, you will need to pay an additional one-off ‘Advance Payment’ when you sign for your new vehicle.

Hire Purchase

You’ll prefer the Hire Purchase scheme if you would rather own your car, rather than replace it every three years. You make a one-off payment, worked out between you and your Ford Dealer at the beginning of the term, and then use your HRMC-DLA to finance the balance. At the end of the term, you own the car.

With this option, you can take advantage of any discounts or promotions being run by Ford when you sign for your new vehicle. Your Ford Dealer will make all the necessary arrangements to transfer your allowance to pay for your car. Of course, you have to organise the insurance, breakdown cover, tax discs, servicing and repairs, just like for any other private car.

Eligibility

Eligibility. Do you qualify for a car using the Motability scheme?

If you’re receiving either of the following benefits, you could qualify for a car under the Motability scheme:

Higher Rate Mobility Component of the Disability Living Allowance (HRMC-DLA)
War Pensioners’ Mobility Supplement (WPMS)

Even if you can’t drive yourself, you could still get a car on the Motability scheme, by nominating a family member, guardian or your carer as your driver.

You should have received an Award Notice with details of your allowance from the Department of Work and Pensions (DWP). If they haven’t sent you one, or if you’ve mislaid it, simply contact the DWP on 0845 7123 456.

Remember, if you’re thinking about selecting Contract Hire, you must have at least 12 months of your award remaining.

With Hire Purchase, it’s normally expected that you’ll be receiving the allowance for the full length of the agreement.

For more information on awards and benefits from the DWP, visit the Department of Work and Pensions website .

Jason Richards, a Ford Mobility Ambassador, has put together some practical and insightful tips for purchasing a car on the Motability scheme. The article is called "Top 10 tips for motability" it can be downloaded by clicking below. We have also made available a simple comparrison table to assist in choosing between the two purchasing schemes.

Please use the links below to open or download files
Ford Mobility Payment comparison table.pdf	39 Kb
Top 10 Tips for Motability.pdf	75 Kb

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